Purchase Your First Home With $0 Down At Closing! Call Us Today At (313) 610-5558 Purchase Your First Home With $0 Down At Closing!

You could own a home for $0 out of pocket at closing!

Let’s get you pre-approved today!

Why now is the time to buy using FHA?

Zero to Minimal Down

Qualified buyers can secure an FHA loan with as little as $0 down by leveraging the available down payment assistance and up to 6% seller paid closing cost. This makes it easier than ever to move from renting to owning

Easier Approval

FHA loans are ideal for first-time homebuyers or those with less-than-perfect credit. With more lenient credit score requirements, getting approved is simpler with scores as low as 580 and underwriting exceptions!

Become A Real Estate Investor

FHA allows the purchase of a 1 to 4 unit property as your primary residence and leaves 1 to 3 rental units to start your real estate portfolio! This is often referred to as “house hacking”.

Your Partner in Home
ownership

Meet Maurice Lucas Jr., a Detroit native and a seasoned expert in mortgages and real estate investing. As a key member of a visionary acquisition and asset management team, Maurice blends local expertise with a national vision to transform the local housing market in Metro Detroit and surrounding areas. His dedication and experience ensure you receive top-notch guidance as you embark on your home buying journey!

NMLS#1921399

Client Testimonials

"Thanks to the FHA loan program, I was able to buy my first home with no down payment. The process was straightforward, and the team was incredibly supportive!"

Sarah M., New Homeowner

"Got me approved and in my new home in just 4 months. Truly Amazing when I had to move out of my old apartment!"

Micheal W, New Homeowner

"As a first-time buyer with a limited credit history, the FHA loan was a game-changer for me. Now, I’m proud to call myself a homeowner."

James L., Proud Homeowner

Frequently Asked Questions

Most frequently asked questions.

What is a FHA Loan?

An FHA loan is a mortgage insured by the Federal Housing Administration, designed to help lower-income or first-time homebuyers obtain financing with more flexible credit requirements and lower down payments. offering favorable terms compared to conventional loans.

Can I get a loan with a 580 credit score?

Of course, you can!

How long does the Process take?

We can have an approval in one day.

Do I need my tax returns, W2's and paystubs?

Yes all these documents are required.

Can I get approved if I already own a home?

Yes, you can!

Contact Us

Get in touch with us through phone or email or by scheduling an appointment with the form to the right.