About Us
Who Moe Is?
I remember my first home purchase like it was yesterday and I wouldn’t wish that experience on anyone. As a first-time buyer, I felt lost and misrepresented by a dual-capacity agent and loan officer. What should have been an exciting milestone became a months-long ordeal of hidden fees, missed deadlines, and needless stress. Determined not to let others suffer the same fate, I dove headfirst into real estate financing while building my own investment portfolio studying FHA guidelines, VA benefits, gift-funding rules, and every down-payment program available.
That journey turned me into an educator: I began sharing “do’s and don’ts” with friends and family, hosting impromptu workshops on credit repair and closing prep. Fast-forward 15 years, and I’m proud to call myself an advocate for underserved homebuyers—combining hard-earned firsthand insight with professional mortgage origination.
Mortgage Expertise & Impact
Loan Origination
300+ FHA, VA, and conventional mortgages closed
$0-Down & Low-Credit Programs
Helped families with credit scores as low as 580 achieve homeownership
Credit Advocacy
Developed step-by-step credit improvement roadmaps
Regulatory Savvy
Mastery of FHA/VA rules, Automated Underwriting System submissions, and gift-funding guidelines
Educational Outreach
Delivered 50+ workshops on budgeting, pre-approval, and closing essentials
Loans Closed
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Families Empowered
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580 Credit Scores Served
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years Experience
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Community Roles
BridgeIT (STEAM + Art): Board member, advising on youth financial literacy and space design
Caring Hands: Board member, piloting sponsor-funded down payment assistance for lease-to-buy homes
