"Empowering Detroit Through Homeownership !"
Call Us Today At (313) 610-5558
"Empowering Detroit Through Homeownership !"
Stop Renting, Start Owning
$0 Down Payment!
No Problem!
Let’s get you pre-approved today!
How We Do It
$0 to Minimal Down
Qualified buyers can secure an FHA loan with as little as $0 down by leveraging the available down payment assistance and up to 6% seller paid closing cost. This makes it easier than ever to move from renting to owning
Easier Approval
FHA loans are ideal for first-time homebuyers or those with less-than-perfect credit. With more lenient credit score requirements, getting approved is simpler with scores as low as 580 and underwriting exceptions!
Become A Real Estate Investor
FHA allows the purchase of a 1 to 4 unit property as your primary residence and leaves 1 to 3 rental units to start your real estate portfolio! This is often referred to as “house hacking”.
“Closing Day Smiles"
Detroit Families in Their New Homes”
Real people. Real closings. Zero down.
Meet Moe Lucas
Your Partner in Home
ownership
“I’m Moe Lucas your neighborhood mortgage broker and fierce advocate for Detroit first-time buyers. I know how it feels to worry you’ll never save enough for a down payment. That’s why I built Zero Down Mortgage Assistance: to turn your keys-in-hand dream into a reality with $0 out-of-pocket at closing. We’ve helped over 50 Detroit families already. Now, it’s your turn.”
NMLS#1921399
Frequently Asked Questions
Most frequently asked questions.
What is a FHA Loan?
An FHA loan is a mortgage insured by the Federal Housing Administration, designed to help lower-income or first-time homebuyers obtain financing with more flexible credit requirements and lower down payments. offering favorable terms compared to conventional loans.
Can I get a loan with a 580 credit score?
Of course, you can!
How long does the Process take?
We can have an approval in one day.
Do I need my tax returns, W2's and paystubs?
Yes all these documents are required.
Can I get approved if I already own a home?
Yes, you can!
Zero Down Mortgage is a marketing brand of Swift Home Loans (NMLS #1921399).
All loan applications are originated by Swift Home Loans under its licensing and compliance framework.